New VIP rules and Dual Investment APR OKX VIP level Dual Investment APR VIP 1 - 5 Boosted VIP APR compared to non-VIP users VIP 6 - 9 Top VIP APR compared to VIP 1 to VIP 5 users To learn more about your current VIP level and VIP program rules, please visit My trading fees. For any inquiries regarding this upgrade, please feel free to contact us in the official OKX Telegram group or via the Support Center. Regards, OKX team November 25, 2025

4 3,000,001 - 7,500,000 or 5,000,001 - 10,000,000 0.120% 0.200% 0.000% 0.000% 48,000,000 VIP 5 7，500,001 - 15,000,000 or 10,000,001 - 20,000,000 0.080% 0.150% 0.000% 0.000% 60,000,000 VIP 6 15,000,001＋ or 20,000,001 - 30,000,000 0.060% 0.140% 0.000% 0.000% 72,000,000 VIP 7 - or 30,000,001 - 50,000,000 0.040% 0.130% 0.000% 0.000% 80,000,000 VIP 8 - or 50,000,001 - 300,000,000 0.025% 0.120% 0.000% 0.000% 80,000,000 VIP 9 - or 300,000,001+ 0.000% 0.110% 0.000% 0.000% 80,000,000 *excluding zero fee

Starting on December 9, 2025, Institutional Loan will be renamed as VIP Loan. Note that this change involves only the product name. The product mechanisms (both front-end and back-end such as OpenAPI data fields) will not be impacted at this time. There is also no change to the eligibility criteria for the newly-named VIP Loan. Not all users with VIP status may be automatically eligible for this product. OKX team

To better serve Dual Investment users, OKX is launching the Dual Investment VIP program, offering VIP users an exclusive APR, higher than the base returns.1. Eligible products - Dual Investment products, including Dual Investment and Dual Investment Lite.2. How to Become a Dual Investment VIP?

VIPs may submit their delivery address, Customization Name and Number on the football Jersey from March 25, 2026 at 12:00PM (UTC+8) to March 31, 2026 at 12:00PM (UTC+8). Notes: Only verified VIP users are eligible. Trial VIP accounts aren't eligible for the World Cup VIP Exclusive Gift Set. Submit your shipping information on time: Please provide an accurate delivery address before the deadline specified above.

BTC Yield+ is a conservative BTC strategy for VIP users. This product offers Bitcoin holders a low-risk opportunity to grow their assets with principal protection.

Lowering VIP entry requirements and additional VIP Tier We're lowering qualification requirements for entry into the VIP ecosystem, also expanding VIP tiers from 8 to 9.

Refer to the following table for details: Borrowing limit VIP level Current limit (USDT) Adjustment 1 (11/20/2025) Adjustment 2 (11/27/2025) VIP 9 65,000,000 40,000,000 30,000,000 VIP 8 60,000,000 40,000,000 25,000,000 VIP 7 55.000,000 40,000,000 20,000,000 VIP 6 50,000,000 30,000,000 15,000,000 VIP 5 45,000,000 20,000,000 10,000,000 VIP 4 40,000,000 12,000,000 6,000,000 VIP 3 35,000,000 8,000,000 4,000,000 VIP 2 30,000,000 6,000,000 3,000,000 VIP 1 Currently unavailable 2,000,000 2,000,000 Retail

VIP 2 ≥ 500,000 / ≥ 100,000,000 0.008% 0.030% VIP 3 ≥ 2,000,000 / ≥ 200,000,000 0.005% 0.030% VIP 4 ≥ 5,000,000 / ≥ 600,000,000 0.002% 0.025% VIP 5 ≥ 10,000,000 / ≥ 1,000,000,000 0.000% 0.025% VIP 6 -- / ≥ 1,500,000,000 -0.010% 0.025% VIP 7 -- / ≥ 2,000,000,000 -0.015% 0.025% VIP 8 -- / ≥ 20,000,000,000 -0.015% 0.020% If users meet the conditions of different fee tiers in terms of spot trading volume, total trading volume of futures and perpetual contracts (USDT-margined, USDC-margined and crypto-margined

0.030% VIP 2 ≥ 500,000 / ≥ 100,000,000 0.008% 0.030% VIP 3 ≥ 2,000,000 / ≥ 200,000,000 0.005% 0.030% VIP 4 ≥ 5,000,000 / ≥ 600,000,000 0.002% 0.025% VIP 5 ≥ 10,000,000 / ≥ 1,000,000,000 0.000% 0.025% VIP 6 -- / ≥ 1,500,000,000 -0.010% 0.025% VIP 7 -- / ≥ 2,000,000,000 -0.015% 0.025% VIP 8 -- / ≥ 20,000,000,000 -0.015% 0.020% If users meet the conditions of different fee tiers in terms of spot trading volume, total trading volume of futures and perpetual contracts (USDT-margined, USDC-margined and

past 30 days is 150,000,000 USD (meeting VIP 2), and your asset size is 5,000,000 USD (meeting VIP 4), then you will enjoy a VIP 4 fee tier, and all tradings across all business lines are eligible for VIP 4 benefits.

You need to have an account in OKX, with VIP level >=1. If these requirements are satisfied, please contact the corresponding account manager to apply.Contact us Interested parties can reach out via our sales link here

VIP loan In addition to market loan, we offer VIP loans to users that meet the requirements. Users are able to convert their VIP loan into market loan under certain circumstances. For more details, including specific repayment mechanisms, refer to VIP loan. Interest Liabilities for positions in cross margin and isolated margin modes are calculated and deducted separately, with interest paid first. Interest is accumulated and recorded on the hour, and deducted every hour.

Ensuring your asset is safe and you can enjoy a better VIP rate during the binding period.

trading teams to manage, providing more guarantee on earnings While managing assets for investors, the trading team can operate different trading strategies and protect the confidentiality of trading strategies The volume during the binding period is allocated to the trading teams' master account, upgrading VIP level and reducing fee rate, to increase earnings.